Member Directory

INERTIA believes that a need for Long-Term Care—in whatever form it takes—is an involuntary risk all Americans face. This risk can decimate an investment, financial, retirement, or estate plan and take away one's independence. Our partners rely on us to provide the expertise to help them identify and present Long-Term Care planning and solutions to mitigate or transfer that risk away from their clients and clients' families.

INERTIA works with those in the advisory community seeking to deepen client relationships, clarify long-term client goals, and provide their clients with multi-generational financial security. Our unique approach is highlighted by three key factors:

Mike Padawer is founder & president of INERTIA / Advisor Services Group, author of the book, “What’s The Deal With Long-Term Care?” and co-author of “What You Don’t Know About Retirement Will Hurt You!”.

Mike has more than three decades of experience in the financial services arena, including roles in retail, wholesale, and sales management functions. Today, he focuses solely on managing the wholesale marketing and operations of INERTIA and working with advisors and institutions to provide customized Long-Term Care planning solutions for their clients.

Mike works diligently with his advisor partners and their clients, to help transfer the potentially catastrophic risk and burden of Long-Term Care needs, away from the individual and their families.

Regardless of the audience, Mike believes that educating the client about “Healthcare In Retirement”, and understanding their unique circumstance, is paramount to implementing planning which will stand the test of time.

Mike’s background also includes successful implementation of training, coaching, and Continuing Education programs, which have helped hundreds of advisors meet the financial planning needs of their clients.

Mike resides in Clearwater, FL and enjoys live music, playing golf and ice hockey, and traveling.